Matt Kershaw & Joe Palacio
Phone:
Matt (FL Residents): (714) 496-9450
Joe (CA and AZ Residents): (949) 929-9908
E-mail:
mkershaw@npisca.com
jpalacio@npisca.com
Insurance services to help you lead a healthy & fulfilled life.
Here at NPIS it is our goal to educate our senior population on these specific topics:
- Medicare Part A Hospital Benefit.
- Medicare Part B Medical Benefit.
- Medicare Advantage Part C/HMO.
- Medicare Supplements/Medigap insurance plans.
- Medicare Prescriptions Drug plans.
Medicare
We are licensed to offer Medicare Advantage Plans, Medicare Supplement Insurance, and Part D Prescription Drug Plans. Which one is right for you? Let us assist you in finding a plan that best fits your unique situation.
Long Term Care Strategies
Did you know Long Term Care can cost over $8,000.00 a month! With health care inflation the cost of care is projected to double in 20 years to over $16,000.00 per month!
We have over 20 years of personal family experience caring for our parents. We don`t want anyone to experience what we have had to endure. Caring for a loved one is one of the biggest challenges a family can face.
It is not unusual to have to work full time, raise the kids, and try to take the best care possible of Mom or Dad. We are passionate about planning for the possibility of needing care. Hopefully before it is needed. But we can help with planning after it is needed as well.
There are many strategies that are available. Your health and wealth are the primary variables in determining which strategy to use.
Let us help explain your options, and use out network of seasoned professionals to help lighten your load. Call us today for a no cost evaluation!
Our services
- We assist seniors that are turning 65 years of age apply for Medicare.
- We assist seniors who are 65+ and who are transitioning to Medicare for the first time and are coming off their employer plan.
- We research and help find a Medicare Insurance plan that best fits your unique healthcare needs.
Frequently asked questions
In this section, you can address common healthcare questions efficiently.
It depends, we assist with a cost analysis and help determine whether you should consider applying for Medicare A and B or stay on your employer plan. Call us and we can clear up any confusion about penalties if you DO NOT apply for Medicare.
If you have creditable coverage with your employer then you will not be penalized for not applying for Medicare Medical Part B or Medicare Prescription Drug plan. If you are on covered CA, then you will need to apply for Medicare Part A and Medicare Part B. But we recommend calling us to discuss what is the best option. Because providing you with a cost analysis can possibly save you significant monthly financial savings.
No COBRA is generally for Medicare Part A and Medicare Part B. This means that if you have COBRA coverage, and are eligible for Medicare but don’t enroll, you could face a late penalty when you do enroll in the future.
Discover our various healthcare plans
Looking for a trusted Medicare provider? We’ve got you covered!
- Aetna
- Alignment
- Anthem Blue Cross
- Astiva
- Blue Shield
- HealthNet
- HUMANA
- Imperial
- Molina
- Providence
- SCAN
- SilverScript
- United Healthcare/AARP
- WellCare